Which statement correctly describes auto liability versus medical payments (MedPay) coverage?

Which statement correctly describes auto liability versus medical payments (MedPay) coverage?

• A. Auto liability covers injuries to the insured's medical expenses; MedPay covers theft of the vehicle.
• B. Auto liability covers injuries to others and property damage caused by the insured; MedPay covers medical expenses for the insured and passengers.
• C. Auto liability only pays for car repairs; MedPay pays for legal fees.
• D. Auto liability covers the insured's own property; MedPay covers property damage to others.

Answer: (B)