Which statement correctly defines a proof of loss and its timing?

Which statement correctly defines a proof of loss and its timing?

• A. A sworn statement of the loss amount and details; typically required within a specified period after loss.
• B. A sworn statement of the loss amount and details is never required.
• C. An itemized list of all personal property regardless of loss.
• D. Only the police report is needed for proof of loss.

Answer: (B)