Collision coverage extends to rented passenger vehicles that have been rented for no more than how many days?

Collision coverage extends to rented passenger vehicles that have been rented for no more than how many days?

• A. 15 days
• B. 30 days
• C. 60 days
• D. 90 days

Answer: (B)

Collision coverage on a private passenger auto generally covers a rental car used as a temporary substitute while your own vehicle is out of service from a covered loss, and this coverage is limited to a 30-day period. This 30-day cap reflects the intent that the rental is only a short-term substitute, not a long-term arrangement. Within those 30 days, the damage to the rental car is paid under your policy’s collision terms (subject to deductible and limits). If the rental extends beyond 30 days, your policy typically won’t continue this extension unless you add an endorsement or obtain different coverage.

Collision coverage on a private passenger auto generally covers a rental car used as a temporary substitute while your own vehicle is out of service from a covered loss, and this coverage is limited to a 30-day period. This 30-day cap reflects the intent that the rental is only a short-term substitute, not a long-term arrangement. Within those 30 days, the damage to the rental car is paid under your policy’s collision terms (subject to deductible and limits). If the rental extends beyond 30 days, your policy typically won’t continue this extension unless you add an endorsement or obtain different coverage.